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October 2016 Monthly Income Report

6 min read

The excitement of September was followed by new challenges and struggles. Onward, I merrily stumble, minus my gallbladder.

Income is surprisingly up, despite the time I spent recovering and working to woo a new client. I had surgery to remove my gallbladder, the malfunctioning organ sent me to the hospital twice in the past year. So, I’m glad it is gone. Yet, I was not too happy to take the time off for recovery. I’ve done this freelance rodeo before with video. When you’re not working, you’re not earning. Ironically, there were no sick days for me because I am self-employed.

Secondly, as noted below, I put some time into some test pieces for a new opportunity. I can’t express enough gratitude to Adam Dachis for believing in me and giving my name to a publishing company with several blogs. I’ve gotten some positive feedback from them, but the process has been stalled by changes happening with their publications. Thus, I have no income to report and I cannot count them as a client, at the moment. Regardless, it has been a good experience for me.

As David Coverdale sang, “Here I Go Again”

I knew that this experiment would have its challenges, but this past month I’ve come to realize that they are very familiar. As I said earlier, I was a freelance video editor before. I still call myself an edito

r, but I did a lot more to survive. I shot videos and conducted interviews. I guess I was producer, sound, camera and editor. When I made the move to Canada, people encouraged me to go back to freelance video. I felt a new business and building a new network would put a strain on my new marriage. We like each other and want to spend time together, not be roommates who occasionally run into each other.

Now, I find myself starting a new business and creating a new network of clients for writing. Oops. This realization has given me pause. If I’m going to take on those challenges, why not do it in the field of video that I know? Additionally, that work would pay much more. It’s a compelling argument for which I don’t have a decent rebuttal.

New challenges are always more alluring, though nobody enjoys stress, right? My former video work was stressful. It’s not hard to look back and see that. While switching careers is stressful as well, it’s new. There’s no baggage. Originally, I came to a bigger city hoping to sell myself exclusively as an editor. However, I didn’t have much luck. Going freelance as a video professional also means gear, and wearing all those hats of sound, producer and camera man. Those jobs were always the source of stress and distraction from my passion of editing.

In a way, video editing is like writing because it is all about crafting stories. Unfortunately, it pays a lot less. Though, it isn’t just about your job and pay. Currently, writing from home means less anxiety and stress in my life. Being my own boss has some stress, but I can go take a walk, clear my head and come back focused. I can work around my spouse’s schedule or grab a pen or a laptop and work when inspired. Writing isn’t perfect, but so far I’m enjoying the experiment.

Progress

Business never goes viral. The internet is the new Hollywood. For years people always wanted to “be discovered.” Actors in Hollywood just wake up one day and experience success, right? No, they work hard to get there. We never talk about that. The same goes for the web, and app developers. A year ago, I helped client uno start a blog. We are finally getting some attention from advertisers and people who want to be featured on the site. I think it is pretty exciting.

The Asterisk & Other Income

I effectively auditioned for a new client with two pieces I wrote. I spent some time interviewing 2 people, doing research and even making a recipe and taking photos. Unfortunately, one of the articles was turned down. It was the classic, “it’s not you, it’s me.” I was told the blog that I was testing for was being discontinued. As I mentioned before, this new organization is going through some flux. I don’t have any feedback on the second piece, yet. It’s been 2 weeks, I’m thinking that’s not a good sign. The plus, is that I’m confident I can shop both of these pieces around to other publishers.

Once again, I’ve got some income from Patreon thanks to our podcast, Montreal Sauce. I wrote a few things for the Patreon page, but didn’t publish as much as I would have liked. At least, I got the content written, I guess? I just need to schedule some time in my calendar to get these things in my routine.

Monthly Summary

My spouse has been teasing me that I seem to work more than she does now. However, now that I’ve been tracking the hours, it’s obvious that I’m not full time. The invoices that my total income represents were for a 5 week period. If I was full time, I would have worked 200 hours, not 71. My spouse actually enjoys having me as a kept man, home taking care of dinner, cleaning, laundry, dishes and the like. I’m not opposed to working full time, if you’re hiring writers! That would just require an adjustment to my work/life balance. Right now, we’re happy.

Seeing the hours of writing and research in the stats means doing that nasty equation to figure out an hourly rate. So, this stud made $11.54 an hour in October. It doesn’t sound flattering, but it is about work/life balance. It’s about the benefits, just as much as it is about money. I many not have a retirement plan or health benefits, but I have flexible time. That’s pretty great. I’ll continue to improve my writing skills, speed and get better at the craft. Hopefully, these posts will continue to show progress in that direction.

September 2016 Monthly Income Report

4 min read

What?

Yes. This is probably one of the most uncomfortable things I have ever done. I'm about to tell you how ridiculously poor I am. You know what? Scratch that privileged mindset. I'm about to tell you how much money I make. I'm putting realistic data out in the open instead of fooling myself & others with peachy social network posts of how great I am at my new career.

I hope this experiment is useful data for others interested in making a living writing, but I really need to do this for me. First, I need to measure my progress. Maybe a career switch is a bad idea and I'm going through some mid-life crisis? I'll need to look at concrete numbers to make that decision. That brings me to the second point, I am my own worst enemy. There's a good chance that I could be doing an excellent job and making enough money to live, but I'd never let myself believe it. Having a monthly income report, seeing the changes, good and bad, will help me objectively judge my progress.

Progress Thus Far

At the end of August, I added a new client. That's the good news. I'm lucky enough to have befriended someone in the biz who is willing to help me find more work and possibly build my reputation. I think that the opportunity to learn and make more connections overweighs the fact that this new client pays less than my regular writing gig. I wanted to share these decisions here because it will certainly affect my income. In August, I made $1,015 writing mostly for a single client. I've been writing for client uno since last November. Now, I'm eager to progress and find more opportunities.

As you can see on the right, putting more time into the new gig has cut into my profits from client uno. Well you can't see it exactly, because I didn't track my hours on the new job. I get paid per piece, but in the following reports I will add hours to reflect my growth. Basically, I wrote the same amount of articles for client uno in less time. So hey! I'm getting faster at what I do. That's progress.

I should note that the hours & pay for my original client also include the task of daily social media posts to Twitter & Facebook.

Other Income & Freebies

On top of my work for others, I produce lots of content in my own schemes. I produce two podcasts and I am hoping to add a third. For our Montreal Sauce podcast we have a Patreon page for listeners to give money if they are so inclined. Currently we have two patrons and after Patreon (& the money transaction service they use) takes a cut, we got a total of $5.33 for September. I split that with my friend, and co host, which leaves me with $2.66. I haven't added that to the monthly income, because I put the money aside for more podcast-related goodies like equipment, internet service, business cards and other expenses.

The Patreon page has also become a way to communicate with listeners. Thus, I've decided to start publishing stories there weekly, but I won't add them to the numbers. Perhaps, I'll put them in this section.

Since I added a second client this month, I didn't do any freebies. I focused on doing good work for the new boss and it paid off, but more on that later. One of my goals when I started writing was to get myself out there. Thus, I have volunteered to write for my friends sites to build a reputation and a portfolio. This month, I was unable to reach that goal, but I have a freebie lined up for October.

Monthly Summary

The big thing that stands out is that I made much less this month than the last. So, I did a quick average of what I have been making from the single client who bravely took me on last November. I was averaging around $767 a month. Therefore, this month's numbers don't look too bad. Of course, I did add an additional client and more work for myself this month. However, it has already paid off. Super awesome client deux has already introduced me to an organization responsible for a number of large online publications! The client number may go up next month. Woo!

While the income went down, I couldn't be more happy that after only a month, client deux thinks enough of me to connect me to the editor-in-chief that he works with. I had a Skype conversation with her last week and I'll be pitching stories this coming week. Wish me luck.

US Citizen Moves to Canada So He Must Be A Criminal

8 min read

CAN US FLAG

September has been an awful moment for my wallet, not because of spending but because clients and employers can't pay American me in Canada. Previously, a client had me sign up for a Chase service which I connected to my US account with another bank. Chase recently decided to say goodbye to freeloaders, like me, who weren't doing any banking with them. So began a month of stress, frustration and absolute disgust with customer service, computerized systems and the US, in general.

I'm a US citizen, but a legal resident of Canada. No matter what I do, I always have to file US taxes. Every other country in the world, has you file in the country of residence. Not our beloved USA. Thus, I changed my official address at my US bank account to Canada. I didn't want to appear suspicious by having a US address and also claiming residency in Canada. My bank assured me that they were fine with this arrangement.

My US bank account is a nice thing to have for traveling back home to visit. It's also necessary to pay off my student loans. Thus, I was getting paid by my US clients into that account and paying my student loans. I'm very thankful that friends in my professional network have stuck with me and cho se to employ me despite the move to Canada. It can complicate things for them and they're taxes as well.

While my problems this week are somewhat tax related, it really just comes down to getting paid. Despite having these computers in our pockets, banking is still in the dark ages. Well, I should rephrase that. American banks are in the dark ages. The security of the chipped credit card just reached the US last year? It's been a staple in Canada and other countries for close to a decade. (Plus, the US chip system never seems to ask me for my pass code. That's one of the most secure functions of it!) We hear about fabulous apps to send/receive money like Square Cash or Google Wallet, but they're US only.

"Where's the problem? You have a US account."

My address is Canadian. It's like living in a post Y2K world, where computer systems were never updated to do a 4-digit year. I literally cannot type in my postal code. I cannot choose my province from the dropdown menu. And "Heather," Google's help desk person who obviously has English as a second language because she's most likely not working at the Google campus, cannot help me because that's not in her script. Indeed, another friend talked to a family member who is at Square to help me out, and it was also a no go. Many friends suggested Freshbooks. It turns out they're based in Canada, surely they can help! "When you add your bank account, just put in a US address, not a Canadian one." Why didn't I think of that? Just lie. I'm sure that will work out for me. "News at 11: IRS Finds Canadian Terrorist Cell Using Freshbooks."

Death to Stock

Meanwhile in Canada and Europe, I've seen a number of methods to move money across borders. Here, there a number of immigrants, like me, sending money home. Wire transfer services, apps and websites can move money just about anywhere. The exception is the US. Obviously, Europe has mostly open borders and these things are a daily occurrence with your neighbor. The US and Canada are neighbors, right?

The Tax Shelter That Is Chris

The reason I am having so much trouble is because I'm a person, not a corporation. Wait, aren't corporations people now? Does it work the other way around? Am I Burger King? Did I move to Canada to escape the evil US taxes? Well, since I now have to file for taxes in two countries, hell no. Yet, that's really how I am being treated, as a criminal.

The assumption is that I fled to Canada to escape taxes. It wasn't love, happiness or any other ridiculous notion. I'm a US citizen, and complete criminal element. The thing that really gets me about the whole situation is that we live in this weird, new sharing economy. Again, sharing is in reference to the peons, us people at the bottom rung. The Uber drivers are so very happy to make their own hours and a living driving a car. The execs at the top of Uber are still playing the age old capitalism games and could care less about the sharing economy. Perhaps young startups begin with the sharing ideals, but they take on shareholders and fall into the well.

Fees, Fees, Fees A.K.A. PayPal

Search "don't use PayPal," or the classic "PayPal sucks" and you'll find a load of reasons to steer clear of them. You may even find a 14 year old rant by yours truly. I had a falling out with the service and have never used it or it's partner in crime, eBay, ever again. Guess what? It does actually work in Canada and the US. Despite my misgivings about the company, things are looking brighter, right? Setting the past aside, no. Things are probably going to get uglier.

When I made t-shirts for our podcast, Cotton Bureau only accepted PayPal, but wouldn't let me connect my account. It was that Canadian address issue again. Damn me for being an upright citizen and not lying. So, I signed up for a Canadian PayPal account.

My Canadian bank account says I can get a US account with their bank in the US and move money between the accouts without hassle. Sign me up! "No, you actually have to go to a US branch and sign up." Shoot me now. Instead, I opened a US dollar account here in Canada. Any US dollars I put in it are mine, without conversion! So, Canadian account plus Canadian PayPal, but payments in US dollars coming to a US dollar account! I win. Except for all of PayPal's fees that I can't list here because they're completely obfuscated on their site.

Oops. I celebrated too soon. It's a Canadian PayPal account. PayPal charges a fee for converting USD to CAD and vice versa. They really want that fee. Now, my option is to get paid, convert the USD to CAD and deposit it in the USD account which means another conversion by my bank. Or take the conversion into my CAD bank account. Tell me again, how I will pay my US student loans?

My Money, My Future, My Loyalties

As a freelancer, stress often comes from clients not paying your invoices. This was a whole new level of stress, not finding a method (in 2016!) to receive payment. Now, I brought this on myself. US friends reading this are thinking, "You're the one that moved there." My Canadian friends are wondering, "Why not get a Canadian job and ditch the US clients." Well, thank you for giving constructive advice, fake Canadian voices in my head. That's more helpful than the brash statement by the pompous American voice in my head.

A Canadian job would be pretty wonderful. I do what I do now based on opportunities and who I know. It's not based on me trying to avoid Canadian or US taxes. I don't mind pay taxes. Even before I moved here and had this amazing health care. Taxes give us roads, services and all sorts of things. Even if you don't agree with how the money is spent, you still owe it, in my opinion. Since I live in Canada, I owe that money to the government here, not the US government that assumes I must be a criminal for moving.

This whole episode has me seriously thinking about my US citizenship. What does it really afford me, aside from this hassle? I have family and friends back in the States, but I could still visit if I had Canadian citizenship. In the future, will my wife and I want to retire in the States? It's an option, but it's not looking very good right now.

If you read this far, hello. All of this just boils down to a reminder that Canada is a foreign country. As much as people around the world, and in the US, assume North America is basically the USA, it is simply not true. I would go so far as to say, we're not even that neighborly when it comes to money matters. Really, it's the difference between socialism and capitalism. Canada let me open a US dollar account and I can send money practically anywhere. The US doesn't want money to move outside its border.

If, for some reason, you enjoyed reading about my financial woes, you'll enjoy my next blog series. Riding the line between stupid and brave, I plan to post monthly income reports as I continue my career change journey. I don't really look forward to sharing how little I make. Yet I think it would be nice for others to see, a realistic look at writing articles rather than a carefully cultivated social media presence proclaiming that I am a successful entrepreneur.

Tools to Ease the Switch from Mac to PC

8 min read

 

Previously, I covered some of my journey making the switch from Mac to PC this year and now here's some of the utilities and applications that made me more at home in Windows 10.

tinySpell

Seriously, what the ever-loving f**k, Microsoft? Why am I installing a 3rd party utility to have my computer check my spelling as I type in the year 2016? This functionality works across every app and window in Apple's OS X. Not to mention, every single smartphone on the planet. I just don't get it.

Years ago, I know that typing classes focused on speed and doing all the corrections at the end. However, that's just not how I work. I'm trying to switch this mindset now. Especially since Windows 10 supplies very little help. It makes sense that you continue to finish your thought, rather than backspacing, correcting an error and losing your flow. Yet, I still think highlighting incorrect words as you type is far superior than right-clicking and running a spellcheck application. You could still type your entire document and then go back to make corrections to the underscored words within the document, versus the extra steps involved in those clunky spellcheck windows in applications. For one, you can ignore the highlights that you know are correct, like brand names & products instead of having to punch the "ignore" button a dozen times.

I researched a few solutions and so far I have settled on tinySpell. This utility isn't perfect, the idea is that it uses one of those yellow tool tip things to highlight misspelled words, rather than the trusty underscore. I imagine this is a way for it to function in every application? Either way, I am somewhat happier with this installed. Unfortunately, the tool tip only appears after you type the word briefly. So, correct it now or you'll forget about it by the time you get to the end of this sentence.

Seer

I'm sure many of you prefer icons to descriptive lists, but I've never favored that. As much as I love being able to preview images and files with a click of a key in OS X, I didn't really set out to find a way to do this in Windows 10. I easily accepted defeat and tried to get used to using the file exporer setting which displays a preview of docs or images in a pane. This function pretty much halves the size of the file explorer window, truncating the details pane, but what are you going to do?

Then, I saw that a previous podcast guest, Alan Henry posted an article about Seer. Same as on a Mac, press the space bar on a selected file and get a preview. Boom. Color me happy.

Free Commander XE

When I was a windows user in a previous lifetime, I used Windows Commander (now called Total Commander) because I really liked having a dual-pane file manager. This allows me to move things quickly with only one file explorer window open. Total Commander and so many other dual-pane file managers also do FTP and have built in zip compression/decompression. This makes them excellent solutions as a file explorer and FTP application.

On the Mac, I used Forklift which did everything I needed it too. I even used it to rename thousands of images with a click of a button for a work gig. Currently in Windows 10, I'm trying Free Commander XE. Back when I was using Total Commander, it was a free beta. Now, it's $42 and the last time it has been updated was in 2015. So, I decided to try something different. Free Commander is missing FTP, but most of my HTML is still on the Mac. There is a beta of Free Commander with FTP and I can donate to get it after I finish testing this free version.

Launchy

Did you see that menu on Windows 10? And, that's after I did some edits and tweaks. (I should probably remove Internet Explorer's cousin Edge, because I don't use it.) Honestly, I rarely use the menu at all thanks to the Task Bar and Launchy. With a keyboard shortcut, you can launch anything you want. I'm loving this free thing! I've mapped the keyboard shortcut to my middle mouse button and that's how I open everything. Forget that terrible, nasty menu. The keyboard shortcut is ALT + Space and you get a nice clean blank asking for you to type a few characters in the document, file, bookmark or application you want to start.

Mailbird

Outlook? Yeah, no. On the Mac, I was using the great Airmail for my email needs. I'm part of the 1%. We're not rich, we just don't use Gmail. For Windows 10, I found something very comparable called Mailbird. The app is free with ads, or it seems to be heavily discounted all the time. The pro version removes the ads and gives a few more functions that don't appeal to me at this time. Of course, I've only been using it for a few months and I am tempted to buy the lifetime pro option to support the app. I feel like so few developers let you upgrade infinitely, these days. "Sorry, your license was for version 1, not version 2. Please cough up the $50 again. That's what is really tempting me, aside from supporting them.

Pidgin

When it comes to chat and messaging, I have friends spread out through many services. Apple's iMessage worked, for the most part. I use Slack for our podcast (you can join it by becoming a patron). I also have a separate app for IRC which we use to chat with folks during the live podcasts. On Windows 10, I decided to play it safe with an application that's been around for ages, Pidgin. I can chat with the old connections on Instant Messenger, and with my employers and wife who trust Google Hangouts. Obviously, using a 3rd party app for Hangouts means no video, but we don't have a webcam for the desktop.

There's a new kid in the game called, Franz, but the site was down when I recently looked at it. From the screen cap at the site I've linked, it connects you to WhatsApp, Grape, Messenger, HipChat, Skype, Telegram, Hangouts and Slack. It's an interesting combination for developers, but I don't use any of those services regularly. So I might test the Windows beta eventually, but for now, Pidgin.

Writemonkey

A recent OS X app find was the amazing Byword for writing. My co-host on the podcast, Paul, got me into Markdown which is just a way to format your plain text easily. I love it. Byword supported Markdown and is what I used (and continue to use on the laptop) to write for work, my personal sites and the show notes for the podcasts.

I poked a few different apps, but I really liked the look of Writemonkey because it was similar to Byword. Both apps convert my plain text Markdown to HTML so I can drop them on blog sites, fully formated with links. Kids, never write your posts, articles, blogs or whatever in the editors on the web pages themselves. Trust me. It only has to fail once for you to lose everything.

Calendar

This is where I need some help. Recent updates to Baikal have made it more complicated for me to continue using it. They had a package you could FTP to your site and it would just work, but have since discontinued that. Therefore, I would have to get a VPS & install the new Baikal with no guarantee that my current calendar data would survive. I'm not opposed to doing this work, but I've already got OwnCloud running for my files and it has a calendar. Thus, I moved everything to it.

The problem is, Windows 10's calendar app doesn't allow you to use an OwnCloud calendar. I haven't found many calendars at all for Windows. It would seem people are stuck using Outlook or Google. There's some workarounds and hacks to get the Windows 10 calendar to work, but they haven't been all that successful for me. My current setup is using Chromium (boo Google) to make a web app that connects to my Owncloud calendar at the click of an icon. Personally, I don't want a browser window open all the time with my calendar in it, so I would love to find a calendar application.

Function Over Form

You may have cringed at that Free Explorer screencap, or if you looked at that tinySpell web site. Hey Windows developers, 1998 called and they want their look back. I guess I should have posted a screen capture of Mailbird, which looks more like the Windows 10 style of app & settings window I showed in the last post. The truth is that things are not as pretty on the PC as they are on the Mac. Then again, if Apple spent as much time with the components inside the machine as they did with the outside, I wouldn't be switching at all. Windows 10 looks decent enough and I can customize those things I don't like. The 3rd party apps, well I can't change how they look on either a Mac or a PC. I've chosen function over form.

What Happens in Film Frown Season 4?

4 min read

As we wrap up another season of the bad movie podcast, my thoughts move to what is next for the show. I've got a few ideas and a list of movies that friends, fans and our awesome reviewers have suggested. Please take a look at my musings and let me know what you think. I'd really appreciate your opinion. Comment in FB, tweet at me or the Film Frown account. There are 3 things I would like to accomplish with future shows.

Welcome to Film Smile?

First up is an idea we had during one of the shows this past season. In the episode it came to my attention that we may be experiencing some bad movie fatigue. That is, Armin pointed out that he is not sure what "good" is anymore thanks to all the bad movies we've had him watch. Paul agreed and we started talking about watching a good movie to do a hard reset on ourselves.

I like the idea of flipping the script and watching a great movie. Is it something we need to do once a season? Perhaps, midway through to give ourselves a bit of a reprieve?

Hard Ticket to Hawaii

It's Clobbering Time

Prior to last season, I put a call out for people to vote for what movies we were going to watch. My list of films included suggestions from fans and a heavy helping of superhero films. I wanted to revisit the old hero movies because currently it seems like "superhero" is an entire genre. On my list was the Roger Corman version of the Fantastic Four. One of my friends suggested that we watch all 3 Fantastic Four films since the latest one was in the theaters very recently. It's obvious that the co-architect of TentDaniel is a very smart guy and I would be remiss if I didn't follow that suggestion.

We could do each film individually as we normally do, or perhaps watch all 3 and discuss them in one episode. While the second idea is tempting, it would certainly mean more time upfront for our reviewers. The upside for listeners, is only one episode of awful Fantastic Four.

Generation Gap

One of the more interesting things that has spawned from doing the show is the variety of opinions and reviews from our guests. As a host, I have injected a number of films into the podcast that are from my youth. There are times when the film does not hold up to my youthful memories and other occasions where Paul and guests help me see that I am most likely blinded by nostalgia.

Gymkata

"Does anyone else think it's strange that there's a pommel horse in the middle of the village?"

I believe that Paul has also noticed this phenomenon recently because Armin has volunteered to be on the show a number of times this past season. While Paul and myself are from different generations, Armin is even younger and has a fresh take on the older gems we watch. This has inspired me to seek out some reviewers older than myself.

I've always wanted the show to be diverse. Is it the corporate propaganda of "diversity in hiring" I've been exposed to in my career? Honestly, I never wanted the podcast to be "yet another group of dudes." For the guests, I have always looked to my friends that I knew loved movies or anyone crazy enough to do a podcast. Hopefully, in the next season I can get some guests that are from different age groups and continue to pick movies from various time periods.

Examining the reaction of different generations is fascinating. What makes a movie a classic? How do classics survive the passage of time? While we all have individual tastes, I think the answers to those 2 questions can be found by talking to a diverse group of reviewers. And hey! All those reality shows are built on the premise of conflict. So the more diverse the group of reviewers that we have on Film Frown, the more likely we'll have some higher ratings!